1. Individuals and Families: Individuals and families who are looking to improve their financial well-being, set financial goals, manage debt, create budgets, save for education or retirement, or plan for major life events.

2. Young Professionals and Graduates: Recent college graduates and young professionals who are entering the workforce and need guidance on managing their finances, setting up a budget, understanding employee benefits, and planning for future financial milestones.

3. Pre-Retirees and Retirees: Individuals nearing retirement or those who have already retired. Help them plan, manage retirement accounts, create sustainable withdrawal strategies, and ensure their financial security during their golden years.

4. Couples and Newlyweds: Couples who want to merge their finances, establish joint financial goals, navigate financial differences, and develop strategies for building wealth together.

5. Professionals in Transition: Those experiencing significant life transitions such as job changes, career shifts, divorce, or loss of a spouse. Offer guidance on financial adjustments, income planning, and restructuring their financial situation.

6. College Students and Young Adults: College students and young adults who are learning to manage their finances independently. Help them understand budgeting, student loans, credit management, and building a strong financial foundation.

1. Personalized Financial Coaching: Provide one-on-one coaching sessions to clients, helping them set financial goals, create budgets, and develop personalized strategies to manage their money effectively.

2. Debt Management: Assist clients in developing strategies to pay off debt, offering guidance on prioritizing debts, negotiating with creditors, and creating debt repayment plans.

3. Budgeting and Cash Flow Analysis: Help clients create and maintain budgets tailored to their financial situation. Analyze their cash flow, expenses, and income to identify areas for improvement and provide actionable recommendations.

4. Savings and Investment Guidance: Educate clients on various savings and investment options, such as retirement accounts, stocks, bonds, mutual funds, and real estate. Offer guidance on building emergency funds and long-term investment strategies.

5. Retirement Planning: Help clients develop retirement goals and create a comprehensive plan to achieve them. Assist with retirement account selection, investment allocation, and calculating retirement income needs.

6. Financial Health Assessments: Perform comprehensive assessments of clients' financial health, reviewing their financial statements, credit reports, and overall financial well-being. Identify areas of improvement and develop action plans.

7. Behavioral Finance Coaching: Address clients' attitudes, beliefs, and behaviors towards money. Help clients develop healthier financial habits and overcome psychological barriers to achieve their financial goals.

8. Insurance and Risk Management: Evaluate clients' insurance needs, such as life, health, disability, and property insurance. Provide guidance on selecting appropriate coverage and managing risks effectively.

9. Legacy Planning and Estate Management: Assist clients in creating plans for the distribution of assets, managing inheritances, and minimizing tax implications. Collaborate with legal professionals to ensure clients' wishes are met.

Individual Session (1 session): $150

Dive deep into your financial situation with a one-on-one session tailored to your needs. We'll address your concerns, answer your questions, and work together to create a customized plan for your financial success. Sessions will consist of a monthly 1 hour phone/video call and email correspondence.

 Special Package (3 Sessions): $350

Unlock even greater value with our special package deal! Book three one-hour sessions at the discounted rate of $350, a savings of $100. This is a fantastic opportunity to commit to your financial well-being and receive extended support as you implement positive changes.